What is Smishing and Phishing examples?

Smishing

• Definition: Smishing is a type of phishing attack that uses text messages (SMS) to cheat individuals into revealing important information or performing actions that can compromise their security. 
• Examples:
  • Fake Delivery Notifications: You receive a text claiming that your package delivery failed and asks you to click a link to reschedule. The link leads to a fake website that steals your personal information. 
  • Phony Bank Alerts: A text warns of suspicious activity on your bank account and urges you to click a link to verify your identity. This malicious link directs you to a fraudulent website that steals your login credentials. 
  • Urgent Requests for Information: You receive a text claiming you’ve won a prize or your account is about to be closed, demanding you provide personal details like your Social Security number or bank account information. 

Phishing

• Definition: Phishing is a broader term that encloses any attempt to obtain sensitive information such as usernames, passwords, and credit card details through deceptive means. 
• Examples:
  • Email Phishing: You receive an email that looks like it is from your bank or a trusted company, asking you to update your account information or click a link to resolve an issue. Actually, the link leads to a fake website that steals your credentials. 
  • Spear Phishing: A more targeted attack where the attacker impersonates someone you know or a specific organization to gain your trust. 
  • Vishing(Voice Phishing): A phone call where the attacker mimics a bank representative or other authority figure to trick you into revealing sensitive information.

Key Differences Between Smishing and Phishing

How to Protect Yourself

1. Do Not Click Suspicious Links: Avoid clicking links in unwelcome texts or phishing emails.
2. Verify Sources: Contact the sender directly through official channels.
3. Use Strong Security Tools: Install antivirus and anti-phishing software.
4. Educate Yourself: Stay updated on common smishing and phishing tactics.

By staying vigilant and following cybersecurity best practices, you can protect yourself from these deceptive attacks.

Read More

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