Smishing is a type of phishing attack that uses fake text messages to trick you into revealing sensitive information. Here’s how to respond to a suspected smishing attempt:
1. Don’t Respond:
- Never reply to the message: Even if it instructs you to reply “STOP” to unsubscribe. This confirms your number is active to scammers.
- Do not engage in conversation: Avoid any interaction, as scammers may try to manipulate you further.
2. Don’t Click Links:
- Avoid clicking on any links within the message: These phishing links can download malware to your phone or redirect you to phishing websites designed to steal your information.
3. Verify the Sender:
- Check the sender’s phone number or name: Is it unfamiliar, misspelled, or from an unexpected source?
- Be wary of unexpected messages: If you receive a suspicious message from an unexpected sender, especially if it requests personal information, be highly suspicious.
4. Report the Smishing Attempt:
- Mark the message as spam within your messaging app.
- Report the number to your mobile carrier.
- Report the message to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov
5. Block the Sender:
- Block the sender’s phone number in your phone’s settings to prevent future messages.
6. Monitor Your Accounts:
- Regularly review your bank and credit card statements for any unauthorized transactions.
- Monitor your online accounts for any suspicious activity.
7. Use Security Tools:
- Enable two-factor authentication (2FA) on all your online accounts for added security.
- Keep your phone’s operating system and apps updated: Updates often include security patches that can help protect against smishing attacks.
Remember: If you suspect you’ve fallen victim to a smishing scam, contact your bank or relevant authorities immediately.
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